Privacy Policy

This Privacy Policy explains how Lumo ("we", "us", "our") collects, uses and protects information when you use our mobile application and website.

1. Information we collect

We collect the minimum needed to run the service:

2. How we use it

3. What we do not do

4. Sharing

We share data only with service providers that help us operate the app — hosting, analytics, email delivery and reward fulfilment — under contracts that limit their use of the data. We may also disclose data where required by law or to protect the rights and safety of users.

5. Cookies and similar technologies

The website uses a small number of functional cookies and local storage entries (for example, to remember your language choice). The app does not use advertising identifiers to build cross-app profiles.

6. Data retention

Account and activity data are retained while your account is active. If you delete your account, we remove personal data within 30 days, except where records must be kept for legal, tax or fraud-prevention reasons.

7. Your rights

Depending on where you live, you may have the right to access, correct, export or delete your personal data, and to object to certain processing. Requests can be sent to the contact address below. We respond within 30 days.

8. Children

The service is not directed at children under 13 (or the minimum age required in your country). We do not knowingly collect data from them.

9. Security

Data is transmitted over encrypted connections and stored on access-controlled servers. No system is perfectly secure, but we review our safeguards regularly.

10. Changes

If this policy changes materially, we will notify you in the app or by email before the change takes effect.

11. Contact

Questions about this policy: [email protected]